Scholarship Calculator
Calculate your real out-of-pocket cost after subtracting all scholarships, grants, and financial aid from your total college expenses.
Calculate Remaining Cost
Enter your total cost of attendance, then list all scholarships and grants you have received.
Scholarship / Grant Name
Amount
YOUR REMAINING COST
$0
Manageable
Total Aid
$0
Aid Coverage
0%
How to Calculate Out-of-Pocket Cost
Subtract all your free money (scholarships, grants, awards) from your total cost of attendance to see what you must pay yourself or borrow.
1
Enter Total Cost
Tuition, housing, books, fees combined.
2
List Aid
All scholarships and grants you received.
3
See Remaining
Your real out-of-pocket cost.
Other Useful Calculators
FAQ
Frequently Asked Questions
What does this calculator show?+
It shows your real out-of-pocket cost after subtracting all scholarships, grants, and other financial aid from your total college cost.
What counts as financial aid?+
Anything that reduces your bill: merit scholarships, need-based grants, federal grants like Pell, university aid, departmental awards, and external scholarships.
Should I include loans?+
No. Loans must be repaid, so they should not be counted as aid. This calculator focuses on free money like scholarships and grants.
Is my data saved?+
No. All calculations happen in your browser. Nothing is stored or shared.
Explore More Free Tools
10 plus free calculators for students. No sign up, no fees.
Browse All Tools →